As many Stone-Hill agents know, Stone Hill works closely with and admires Craig Ritter’s operation. We support him as he supports us. To that end, I want to give you access to his blog on CMS’s marketing guidelines for 2016. It is a living document, which means that he can update it. Many of the comments can help you as a agent hone in better on what is happening in the market as far as CMS and carrier enforcement.