Reliance Standard Life Insurance Company’s SmartChoice group ancillary program
is a leading provider of benefits to the small business marketplace. We can support
you and your small business clients & prospects with strong flexible guarantee issue
Life, LTD, STD and Dental/Vision coverages.
Our primary focus is on small businesses and class carve-outs with 2 to 9 employees
where we don’t have any family content restrictions (i.e. husband & wife firms OK),
where we even pay benefits for pre-existing conditions and where employers can
pay all, part of or none of the premiums (i.e. can be 100% employee paid).
Benefits they can offer:
- Dental (2+ and 25% participation)
- Vision (10+)*
- Life (greater of 5 lives or 10%) must be combined with Dental
- AD&D (5+)*
- STD- Short Term Disability (greater of 5 lives or 10%)*
- LTD- Long Term Disability (greater of 5 lives or 10%)*
- CI- Critical Illness *
All of these will need to be quoted by Dentist DIRECT. Please contact our staff for additional information. *Must be combined with another line of benefits.
Quote Request Forms:
For quote and rate information for Dentist DIRECT please contact our staff. Please note it can take 7 to 10 business days to receive quotes back.
Group Ancillary Quote Request Form
Please click the below link for an up-to-date provider search.
AOR (Agent of Record) Letter:
Below is a generic AOR to complete on letter head and fill in the parenthesis (i.e. [COMPANY NAME]= ABC Company). If you have any questions, please contact our staff. Please submit the completed AOR to firstname.lastname@example.org for processing.
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