The average disability claim lasts almost three years. Yet, half of all working Americans couldn’t go one month without a paycheck before financial difficulties begin. Help your client’s protect their income in the event of a disability. https://www.businessinsider.com/personal-finance/who-needs-disability-insurance
A Guaranteed Issue Life Insurance, sometimes known as a “No Questions Life Insurance” may be a good alternative for your clients who have multiple health concerns. Learn about all the pros and cons of these whole life products. https://www.investopedia.com/terms/g/guaranteed-issue-life-insurance.as
Does your client own a term life policy that’s no longer fitting their needs? Learn more about the possible conversion options and how a converted policy could help protect your client long term. https://www.forbes.com/advisor/life-insurance/convert-term-life-to-permanent-life-insurance/
As more states move to legalize cannabis, both medicinal and recreational, you can learn more about how this may affect your client’s rates when applying for life insurance. https://www.forbes.com/advisor/life-insurance/marijuana/
With all the optional riders available to your clients, be sure they know exactly what they are adding to the policy. Read more about all the available options there are for Life Insurance policies. https://www.forbes.com/advisor/life-insurance/riders/
Take time to discuss with your clients all the tax benefits that a Life Insurance policy could provide. https://www.investopedia.com/articles/pf/07/permanent_life_insurance_taxes.asp
In 2019, there were 128.58 million households in the United States. Get a refresher about life insurance products available that can help your client’s and their family. https://www.policygenius.com/life-insurance/how-to-buy-family-life-insurance/
When working with a knowledgeable agent, client’s can discover several advantages of annuities including tax and growth benefits. Start with the basics and help your client’s learn about how an annuity may benefit them. https://money.usnews.com/investing/investing-101/articles/things-you-need-to-know-now-about-annuities
A Final Expense product may be the perfect option to cover funeral expenses for your clients. Learn more about how these products work and if they could be a good fit for your client. https://www.investopedia.com/final-expense-insurance-4801018
Now is the perfect time to discuss with client’s about the importance of Life Insurance for themselves and those around them. https://www.policygenius.com/life-insurance/how-does-life-insurance-work/